Our mission is to be a Premier all-lines independent insurance agency in Northern Illinois for the surrounding area. We're glad to be proud of our product, customer service, customer satisfaction and fair competitive pricing. We care to deal with those we can also call our friends.

Our Mission Statement

Professional Advice from Trusted Friends

Call us now for a free quote: 1-815-625-5526

​Smeltzer Insurance Agency 

​​​​​Our Primary Objectives are: 

We are an independent insurance agency. We don't work for an insurance company; instead we work for you. We work on your side when you have a claim and see to it that you get fair, prompt resolution.


We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy within the company offering the best coverage for you at a competitive price.

  • ​to design a comprehensive protection program for you
  • to select the company or companies best suited to your situation
  • to reduce your insurance costs while reducing gaps in coverage
  • to move quickly to get fair, prompt settlement for your claims
  • to periodically review your insurance package with you
  • to be honest and professional in all our dealings
  • to be interested in people and their problems
  • to treat the clients' needs as